Online shopping is surely fun, but you also need to be careful of the theft and fraud. If you use a credit card for online shopping, then chances are your card can be misused. Here are some ways to keep your cards safe while shopping online.
1. Use a complete PC protection
It is important to install a good antivirus along with complete PC protection. This should include anti malware and spyware feature. You could well install a complete anti malware software. The idea is to protect your card from the theft attack if you are making online purchases. The software is great at detecting threats related to cards if any. Stay up to date with all the updates and your PC security settings as well.
2. Use a credit card
Do you know that credit cards are much safer as compared to debit cards for online purchases? The reason is simple. Credit cards have a said limit which can’t be exceeded beyond a sum. But, if your debit card is misused, you would eventually lose all your balance. You don’t want that to happen, right? So, do use credit card for all your online purchases.
3. Use a safe connection
It is advisable to make your online purchases using safe and encrypted connection. Always check for http:// before making a purchase from that particular online shopping site. Also, don’t give your credit card information and pin number through email for any online purchase. That may be a fraud and your card might be misused.
4. Ask for a virtual number for purchase
Are you aware of a virtual credit card number? This is a special number that you can request from your credit card company. Just ask them the number for your one time online shopping. The card number cannot be reused, so this is like the safest way to shop online. Only some credit card companies provide with this number, so you need to check.
5. Link your card to PayPal
If you have a PayPal account, then you can simply link your credit card to PayPal account. Using PayPal for online purchase is a safer bet as compared to your normal card. This works well for bigger purchases online. PayPal follows a strict and secured online policy which may benefit you as well.
6. Use good sites for purchases
It is important that you make all the purchases from sites that are trusted or reputed. There are many shopping sites online, but only some of them are highly reliable. You need to make purchases from such sites in order to remain safe. These sites have their own privacy policies which would also help you while making an online purchase.
7. Use safe passwords
Do you know that your card can be misused because of your password? You heard that right. It is important to provide a safe password to an online shopping site you visit. Your password should be strong and eight characters long. All your credit card information would remain secured because of this.
8. Beware of claims and marketing
Online shopping is all about discounts and marketing. But, beware of false claims. Don’t buy from a site which offers you like ninety percent discount. That is too good to be true. Check for the authenticity before using your credit card for online shopping.
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